XS Capital licenses proprietary underwriting technology into lending programs while maintaining strict governance and IP boundaries.
Informational only. This site does not constitute an offer to sell securities.
Underwriting technology remains proprietary
Technology licensed for use in lending programs
Clear separation of roles and authority
Protected systems, data, and logic
Capital participation does not convey ownership of underwriting technology, decision logic, or platform IP.
The underwriting system is owned by affiliated entities and licensed for use in lending programs.
Approval standards, deployment rules, and reporting obligations are governed at the program level.
Model logic, variables, vendor sources, and data inputs are not disclosed or transferred.
XS Capital partners with institutions that value disciplined governance and protected underwriting systems.
Informational only. This site does not constitute an offer to sell securities. Any partnership discussions occur privately and may require eligibility verification.