Private credit underwriting & deployment

Disciplined underwriting.
Repeatable deployment.
Institutional reporting.

XS Capital Solutions operates lending programs supported by proprietary underwriting systems, consistent risk controls, and portfolio-level visibility — designed to scale without sacrificing discipline.

Informational only. This site does not constitute an offer to sell securities.

Controlled programs
Defined eligibility, pricing, and terms
Risk governance
Clear approval/decline standards
Portfolio reporting
Cadence, KPIs, and transparency
IP protected
Technology licensed, not transferred

What we do

We originate and deploy private credit through controlled lending programs with repeatable underwriting logic and defined risk controls.

Origination & deployment

Direct lending programs

Structured programs with consistent eligibility, pricing, and term discipline — designed to be repeatable across cohorts.

Underwriting platform

Outcome-informed decisions

Applicants are evaluated against historical outcome pools to support consistent classification and controlled risk exposure.

Investor-grade visibility

Reporting & governance

Clear reporting cadence, program metrics, and governance structure aligned with capital partnership requirements.

Capital partnerships

Structured programs intended to preserve clarity on governance, economics, and reporting.

  • JV-style lending programs
  • Defined deployment cadence
  • Portfolio-level reporting
  • Clear role boundaries

Governance & IP

Underwriting technology is proprietary and is licensed for use in lending programs. Capital participation does not convey ownership of the technology.

  • IP ownership and licensing clarity
  • Program governance principles
  • Confidentiality expectations

Start a conversation

If you’re a capital partner or strategic buyer evaluating a lending program or platform partnership, request an introduction.

Informational only. This site does not constitute an offer to sell securities. Any partnership discussions occur privately and may require eligibility verification.